Preheat oven to 325 degrees. Spray loaf pan with non stick cooking spray and set aside. In a large bowl, whisk all dry ingredients together until combined- flour, baking powder, soda, salt, cinnamon and sugars. Create a well in the center and pour in remaining ingredients, excluding the chocolate chips. Mix until just combined. Stir in chocolate chips. Bake 40-45 minutes or until toothpick comes out clean when inserted. Cool 5 minutes in pan and remove to cooling rack.